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Add your Krak Card to Apple Pay to start spending immediately — both online and offline. Your virtual card is available the moment your account is approved, so you don’t even need to wait for your physical one to land.
Everything that makes the Krak Card so popular — the (up to) 2% cashback, fee-free† FX spending, and more — carries over to your virtual card.
Gone are the days of applying and waiting by the mailbox for your card to arrive. With Krak, all you need to do is:
Open your account and pass verification
Open the app to access your virtual card
Start spending in-store or online
Your physical card will arrive within a few days. In the meantime, you can put your virtual one to work wherever Apple Pay is accepted. In this day and age, that’s just about everywhere.
Apple Pay requires Face ID/Touch ID authentication before a transaction can be made — and instead of transmitting your card details, it creates a unique token for every payment. They’re not shared with merchants, POS devices, or even Apple’s own servers.
It takes just seconds to get your new virtual card up and running:
In the Wallet app, tap the + button and select Debit or Credit Card
Follow the prompts to manually enter your card details (available in the Krak app)
Verify the addition, and you’re good to go!
Availability varies by jurisdiction. See Support Center to check your eligibility.
Geo restrictions apply. Instant buy/sell fees apply when you convert one asset to another before making a transfer. Please see our fee schedule for more information.
Not investment advice. Crypto trading involves risk of loss.
In the EU, Krak Card is issued by UAB Monavate, authorised by the Bank of Lithuania (authorisation code: LBO02139). Payward Ireland Limited (PIL) and Payward Europe Solutions Limited (PESL), trading as Kraken, are regulated by the Central Bank of Ireland. E-money services are provided by PIL and spot trading services are provided by PESL.
In the UK, Krak Card is issued by Monavate Limited, authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services (FRN: 901097). Payward Services Limited is authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services under the Electronic Money Regulations 2011 (FRN: 1010381).
Mastercard® is a registered trademark of Mastercard International Incorporated. The card is issued by Monavate pursuant to license by Mastercard International Inc.
To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer.
Apple Pay is not available in all markets. View Apple Pay countries and regions.
Features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software. For more information, see Feature Availability.
†A variable spread will apply when spending across assets. Third-party ATM fees may apply.
