The Krak Card is a Visa debit card linked directly to your Krak Everyday account. Every purchase is paid for using the available balance in your account, there’s no line of credit or borrowing involved. Use your Krak Card anywhere Visa debit cards are accepted, including online, in stores, and at ATMs in more than 200 countries and territories worldwide.
The Krak debit card is available to eligible residents in most U.S. states. It is not currently available in New York, Maine, Massachusetts, or Indiana. We’re working to expand availability and bring the Krak debit card to more users in the future.
No. Krak does not charge any recurring fees for the Krak debit card. There are no subscription fees, account fees, monthly fees, or annual fees. Any applicable fees are clearly listed on our Pricing page.
You can earn up to 2% cashback on eligible purchases made anywhere your Krak debit card is accepted. Once your transaction settles, your cashback is credited to your account instantly.
Your virtual Krak debit card is available immediately after you’re approved. You can start using it right away by adding it to your Apple Wallet or Google Wallet. Your physical Krak debit card typically arrives within 14 days of ordering. If your physical card hasn’t arrived after 14 days, please contact Krak Support through the app for assistance.
For more information about the Krak debit card, including eligibility, fees, spending limits, cashback, and other card-related policies, visit the Krak Card Support Center or our Terms & Conditions. You’ll find the latest information and answers to frequently asked questions.
Spending crypto or other digital assets with your Krak debit card may be a taxable event, depending on the laws in your country or jurisdiction. Tax treatment varies based on where you live and your individual circumstances. Krak does not provide tax advice. We recommend consulting a qualified tax professional if you have questions about your tax obligations.
